Personal finance bloggers like JD Roth of Get Rich Slowly have successfully paid off 40 grand in debt. Ramit Sethi of IWillTeachYouToBeRich has hit the top of all kinds of best sellers list. Trent of The Simple Dollar is another full time blogger that has successfully paid off lots of debt and now does something he loves for a living. And then there is me. A college student that works full time while trying to simultaneously invest for my future and attain the best grades possible.
What could I possibly teach you about personal finance? Why do I run a personal finance blog? These are questions that I have been asked many times and also something that I have pondered myself.
With the rise of many great personal finance blogs and after 8 months of writing about money management I figured it was time that I tried to defend myself and propose to the readers what I have to offer.
A different perspective for personal finance advice
Just another perspective to add to the list of great personal finance blogs out there. What else can I say? If you are a college student that wants to get the most out of life today while still saving money for tomorrow, then you might enjoy reading what I have to say.
Information that you can pass on to younger generations
We all have that teenager or twenty something in our lives that needs a financial makeover before it is too late or in some cases it may be too late and any help would be greatly appreciated.
If you come to Studenomics as an older person that wants to share your thoughts then please go ahead and do whatever it takes to pass on some of the advice that Studenomics offers. Even if you have to print the article and bribe the person for them to read it. All that matter is that the younger person in your life that needs to make financial changes at least has a chance to read the article and absorb the material.
Minor accomplishments add up to something decent
Paying for a post secondary education isn’t unheard of but doing so while saving money is fairly rare. Investing in real estate at age 20 is not something many will do. Opening a retirement account before age 18 is pretty hard to come by. Traveling twice a year (just finished my 7th vacation in 3 years) while in college is something that many dream of. I will stop right there before I come off as arrogant or as a show off because I’m far from that. I just want to add some credibility to my personal finance blog and hopefully slowly convince those that are wary about reading my thoughts on personal finance and career growth.
Grow with me
Yes I realize how lame that sounds but I can’t help it- it’s true. I want the readers to see how I evolve over time as an writer, student, investor, and most important of all- human being. Not only do I want you guys to track my progress but I want to be able to track your progress as well. Whether it be via email, social media, or the comments, it is interesting to see peoples opinions change over time. I also love to hear from others when they reach a milestone or accomplish a certain goal (no matter how big or small it may be).
Who knows what the future holds?
You never know this blog may one day end up popular or I may end up writing a decent book. You can tell people you were there from the start. Or my writing career may end up a failure and you can hopefully learn from my mistakes.
At the end of the day I am not a full time blogger, nor am I an accomplished writer, nor am I rich by any means. However, I am a twenty something college student that is trying to make the possible financial and life decisions to have a comfortable future. If you continue to read Studenomics then thank you, if you choose to not return then thank you for stopping by.
{ 4 comments… read them below or add one }
People like you and I contribute to the body of knowledge for readers. If everyone is giving the same or similar advice it allows the reader to determine the validity of the advice.
I don’t do much on the advice front, but just about everything I do say can be backed by hundreds of bloggers, authors, and finance personalities in other mediums.
I am also in my twenties and have done many of the things you write about. I enjoy seeing that there are others out there actually being pro-active in planning for the future.
The unfortunate problem will be that everyone that doesn’t plan for their future’s will be asking us for handouts when that time comes…
Solid financial advice is about exercising a proper money mindset. If you are passionate & driven to control your money, grow your money, & be a good steward of your money – which is exactly what I have gleaned from your articles – then many stand to benefit from your writing.
Keep up the good work & be of good cheer, you are ahead of the game – many people do not find the proper financial mindset until much later in life. You are a financial light to your age group and are following an admirable & responsible path of sharing your knowledge & experience for the benefit of others.
Not a bad explanation of what you have to offer. Personally, I’m always happy to view the writings of other bloggers who are just starting out; I think there’s much to be learned from those who are still trying to find their voices. Keep up the great work.