I do my best to respond to all reader emails to the best of my ability. I'm not one of those bloggers that chargers per email and calls it "consulting." When I don't have the answer, I do my best to try to find it. Today I wanted see if you guys could help out a fellow reader. I wanted to see what you guys had to say. A reader of Studenomics left this comment a few days ago, seeking out advice on career choices: I have an offer to teach English in Spain in October, which would be so much fun (and I’ve lived in Europe before, so I know) but very low paying, and I also got a job offer in Project Management in the US, which is a really good job in a well paying field, but I’m so bored! (Example, there is nothing for me to do right now, … [Read more...]

Do you have an irregular income? Does your income constantly vary? It's time for another reader Q&A session. Today we're going to discuss the ever popular topic of managing money when you're a student/freelancer/entrepreneur with an irregular income. Your fellow Studenomics' cartel member, Jessica, emailed me with the following question: "I would love to see more posts on how to invest/save with the irregular income that comes from being a university student. For example, I have two years left in a five year degree and at this point I know that (barring something catastrophic like not having a job for the next two years) I will be graduating with no debt and some money left over. However, the money that I make is... … [Read more...]

I had my first reader Q&A here a few weeks ago. A reader wrote in about building their credit score through using a credit card. I answered the question to the best of my ability. Once I did answer the question, another Studenomic's member responded with a twist to the credit question: I'm planning on selling my current car and trading it up for a much better and more reliable vehicle. My problem is that I'm still undecided as to how I'll be paying for the new automobile purchase. I was debating putting some money down and then financing the rest. I figure that if I finance the remainder of the balance, I will be able to build my credit rating. I've been told that responsible payment results in an increase to your credit score. Is this … [Read more...]

I often receive emails from the Studenomics community with specific questions and comments. I do my best to respond appropriately to every email. Sometimes I have the perfect answer. Other times I do a little research and I find the answer. Then there are simply times where I just point the reader towards another website. For the past few years I've been checking out the reader mailbag over at The Simple Dollar every Monday morning. I figured for all of the questions that I can answer appropriately/the ones where I can easily research the answer, I will have a Reader Q & A every week. Your fellow Studenomics reader, Vincent I. wrote in with the following question: (note that questions are edited to protect the readers privacy) My … [Read more...]