What’s the best credit card for college students? Some would argue that there isn’t one and that college students should avoid credit cards at all costs. On the other hand, the argument can be made that wise student credit card use could lead to many benefits down the road. I can only speak from my experience with student credit cards. For me a credit card in college was the quickest way to access credit and to start building my credit. Even though I messed up (a few times), I was still able to build my credit and buy my first investment property in my early-20s. You too can also start to build you credit in college. Why wait? Be smart and good things will happen my friend.
I’m not here to preach. If you have no self-control, then you shouldn’t be applying for any credit cards because I don’t want to find out that you’re in debt.
If you want to build your credit, have access to money just in case, and be able to book hotel rooms (let’s be honest here), you can consider one of the credit cards mentioned below.
If you decide to apply, make sure to stay within your credit limit and ALWAYS pay your bill on time. I don’t want your student credit card to get you into massive amounts of debt that will follow you around for the next decade or so. I’ve also limited this to two credit cards because I don’t want to throw too many options at you. Your first card should be pretty basic.
Which card will you use to boost your credit in college?
Deciding what’s the best credit card for students strongly depends on what your goals are and what your current credit status is. Finding the best college student credit card is also very important for those of you that want to use credit cards and not get used by them. If I missed any credit cards for students that you would like to put on this list, then please let us know.
And as always, even if you find the best student credit card, you always have to remember to have the cash ready to transfer over. I don’t want to see you paying off credit card debt until you’re 30.
[Note from Martin: This page will be updated shortly with credit card offers.]