Comments on: Tips For First Time Credit Card Users http://studenomics.com/credit/tips-for-first-time-credit-card-users/ Fri, 10 Feb 2012 02:51:25 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Roger http://studenomics.com/credit/tips-for-first-time-credit-card-users/#comment-15060 Roger Thu, 19 Nov 2009 19:41:43 +0000 http://studenomics.com/?p=2646#comment-15060 There's not too much to say about credit cards that hasn't already been mentioned. Pay them off each month, use a reward card wherever possible, and don't let yourself more just because you don't have to pay in cash. Do that, and you should be just fine with using credit cards. I would add that if your primary credit card is an American Express or Discover (like my Amex Blue card), you should probably have a second card from Visa or Mastercard as well. Amex and Discover aren't accepted by a number of retailers, so a back up card (or an extra large supply of cash) is a must. There’s not too much to say about credit cards that hasn’t already been mentioned. Pay them off each month, use a reward card wherever possible, and don’t let yourself more just because you don’t have to pay in cash. Do that, and you should be just fine with using credit cards.

I would add that if your primary credit card is an American Express or Discover (like my Amex Blue card), you should probably have a second card from Visa or Mastercard as well. Amex and Discover aren’t accepted by a number of retailers, so a back up card (or an extra large supply of cash) is a must.

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