Comments on: Dispelling More Common College PF Myths

By: financial advisor

financial advisor — Thu, 29 Jan 2009 13:56:55 +0000

I’d bring up one that starts with actually saving for your child’s education that is years away. In general, a tax-advantaged account like a 529 plan is a good idea, but just be aware of the consequences if your child doesn’t go to college. Also, many financial planners believe that America is heading toward much higher taxes, which would negate the tax-deferred growth in a 529. You can search for planners who specialize in college, retirement and other planning at http://www.claroconnect.com which matches your specific criteria to the right advisor for you.

By: Studenomist

Studenomist — Thu, 29 Jan 2009 04:18:30 +0000

@tom Thank you very much for reading this blog and I hope to see you around! Please feel free to share your thoughts any time you wish.

By: tom

tom — Thu, 29 Jan 2009 03:33:45 +0000

Great post, it is sad to see how careless many students are in college because of the lack of basic financial education.

I am glad you have this blog, I fully support your mission to educate students on proper financial practices.

By: Steve

Steve — Tue, 27 Jan 2009 21:44:20 +0000

Deciding whether or not to purchase a text book for a class can save you a lot of money. I’ve taken classes where I bought the previous version of the text and then compared the assignments to someone with the newer version and 95% of the time I didn’t miss a beat. Newer versions of textbooks are such a scam for poor college students.

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By: meoip

meoip — Sun, 25 Jan 2009 12:36:29 +0000

I’ve been to a few colleges and was never forced our tricked into the health plan. They always send out packets of info on it asking you to opt in.

By: Richer and Slimmer

Richer and Slimmer — Sun, 25 Jan 2009 08:22:38 +0000

Not only did I buy second hand textbooks, sometimes I didn’t buy textbooks at all. Some professors like solely using their lecture notes and slides, and for these classes, the textbook is usually a waste of money. It is wise to first talk to someone who has already taken a class in previous years with the same professor to find out how important it is to buy the book first. This will save a student hundreds of dollars over the course of a degree.

I just started a blog where I will be sharing my ideas of how to cut costs – feel free to take a look at it here:
http://www.richerandslimmer.com/

By: Trevor

Trevor — Sat, 24 Jan 2009 05:37:58 +0000

I tend to agree with what you’re saying here, especially about buying things on sale. Look- “on sale” is just a catch phrase to bring in buyers to spend their money.

And it works!

By: Ken

Ken — Sat, 24 Jan 2009 04:32:40 +0000

Great stuff for young students. I’m a young married couples sunday school teacher and I have a few that are using student loans. Your site would be great for them. I’ll pass it along.