Comments on: Debt Consolidation Loans for College Graduates

By: Harry Swift

Harry Swift — Sat, 14 Nov 2009 08:53:05 +0000

Student loan consolidation make the easiest way for student to take a decision for studying higher which is beneficial to the student at low rate.

By: David hogard

David hogard — Sat, 31 Oct 2009 10:57:23 +0000

Student debt consolidation loan means having the multiple student loans replaced with a single loan with a lower monthly payment scheme to be paid over a longer repayment period. Though a student debt consolidation loan is beneficial, it is important to know its pros and cons before signing up for one. The huge students’ loans have an impact on your future decisions and on your credit history.

http://studentsblog2.blogspot.com/2009/10/getting-student-debt-consolidation-loan.html

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By: Joe @ Consolidating Student Loans Online

Joe @ Consolidating Student Loans Online — Tue, 01 Sep 2009 17:03:58 +0000

You’re right that student loan consolidation is not right for everyone, but everyone should consider it. It’s also important to point out that consolidating federal loans can only be done once – In other words, you can’t keep “reconsolidating” your student loans each year. So make sure you think it through and get the best rates possible before signing on the dotted line.

By: Studenomist

Studenomist — Tue, 01 Sep 2009 17:02:20 +0000

@Stephanie Yes it’s true that the interest rates are as low as possible. Definitely something to consider when deciding if a debt consolidation loan is for you.

@PT Money Congrats on getting that out of the way!

By: PT Money

PT Money — Tue, 01 Sep 2009 01:24:40 +0000

I graduated with 4 loans at pretty high rates. I consolidated in the early 00’s to a low rate. It saved me a bit over the last 8 years, but I suspect not that much. Wish I’d researched it more back then. I just went for the lower rate. Now they are paid off though, so I’m done with it for good.

By: Stephanie PTY

Stephanie PTY — Mon, 31 Aug 2009 17:21:54 +0000

Student loan consolidation can be a real “win” for us alumni who have variable rate federal student loans. The rates are really, really low right now, and I can’t see them getting much lower. A consolidation is pretty much the only way to lock those variable rates into a fixed low rate. Just another reason to make sure you know everything you can able the loans you have, including the interest rate and whether or not its variable!