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	<title>Comments on: Debt Consolidation Services&#8211; What You Need To Ask</title>
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		<title>By: Robert from Franklin Debt Relief</title>
		<link>http://studenomics.com/debt-reduction/debt-consolidation-services/#comment-57991</link>
		<dc:creator>Robert from Franklin Debt Relief</dc:creator>
		<pubDate>Thu, 03 Feb 2011 04:06:40 +0000</pubDate>
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		<description>One thing to add is whether the company charges fees up front.  Since October 27, 2010, it&#039;s now illegal for debt consolidation companies to charge their fees in advance of the services they provide.  There&#039;s certain exemptions to this - non-profits ironically can charge 100% of their fees up front, for example - but in general, it&#039;s best to avoid any company who charges a lot in advance.</description>
		<content:encoded><![CDATA[<p>One thing to add is whether the company charges fees up front.  Since October 27, 2010, it&#8217;s now illegal for debt consolidation companies to charge their fees in advance of the services they provide.  There&#8217;s certain exemptions to this &#8211; non-profits ironically can charge 100% of their fees up front, for example &#8211; but in general, it&#8217;s best to avoid any company who charges a lot in advance.</p>
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