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	<title>Comments on: Zero Percent Interest Credit Cards</title>
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		<title>By: Studenomist</title>
		<link>http://studenomics.com/debt-reduction/zero-percent-interest-credit-cards/comment-page-1/#comment-12623</link>
		<dc:creator>Studenomist</dc:creator>
		<pubDate>Mon, 19 Oct 2009 05:44:41 +0000</pubDate>
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		<description>@ Sanjay Sharma

Yes 0% interest credit cards can be very beneficial if you know what you&#039;re doing. The problem is that they often entice impulse spenders to immerse themselves in a very relaxed mind frame towards making credit card purchases. Any other thoughts on your experience with Home Depot? What did you do with your savings?</description>
		<content:encoded><![CDATA[<p>@ Sanjay Sharma</p>
<p>Yes 0% interest credit cards can be very beneficial if you know what you&#8217;re doing. The problem is that they often entice impulse spenders to immerse themselves in a very relaxed mind frame towards making credit card purchases. Any other thoughts on your experience with Home Depot? What did you do with your savings?</p>
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		<title>By: Sanjay Sharma</title>
		<link>http://studenomics.com/debt-reduction/zero-percent-interest-credit-cards/comment-page-1/#comment-12612</link>
		<dc:creator>Sanjay Sharma</dc:creator>
		<pubDate>Sun, 18 Oct 2009 22:22:24 +0000</pubDate>
		<guid isPermaLink="false">http://studenomics.com/?p=2055#comment-12612</guid>
		<description>I received a 0% interest rate on my HomeDepot credit card when I made a purchase above $299.  I didn&#039;t have to pay the amount for a year (6 months is the norm now).  Home owners always have projects to do around the house.  I put my water heater charge on the card and didn&#039;t have to pay for a year.  Even better, if you are considering to redo your tiles, some HomeDepot stores will charge your card for the labor and you won&#039;t have to pay the labor costs up front.</description>
		<content:encoded><![CDATA[<p>I received a 0% interest rate on my HomeDepot credit card when I made a purchase above $299.  I didn&#8217;t have to pay the amount for a year (6 months is the norm now).  Home owners always have projects to do around the house.  I put my water heater charge on the card and didn&#8217;t have to pay for a year.  Even better, if you are considering to redo your tiles, some HomeDepot stores will charge your card for the labor and you won&#8217;t have to pay the labor costs up front.</p>
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		<title>By: dermot - Prepaid Credit Cards</title>
		<link>http://studenomics.com/debt-reduction/zero-percent-interest-credit-cards/comment-page-1/#comment-12570</link>
		<dc:creator>dermot - Prepaid Credit Cards</dc:creator>
		<pubDate>Sat, 17 Oct 2009 12:40:51 +0000</pubDate>
		<guid isPermaLink="false">http://studenomics.com/?p=2055#comment-12570</guid>
		<description>Credit cards that features 0 percent interest is a great way to make a expensive purchase that you intend paying off in a few weeks. This type of credit card is a much more convenient alternative then those cards that have a great deal higher interest rate or applying for a bank loan.</description>
		<content:encoded><![CDATA[<p>Credit cards that features 0 percent interest is a great way to make a expensive purchase that you intend paying off in a few weeks. This type of credit card is a much more convenient alternative then those cards that have a great deal higher interest rate or applying for a bank loan.</p>
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		<title>By: FFB</title>
		<link>http://studenomics.com/debt-reduction/zero-percent-interest-credit-cards/comment-page-1/#comment-11751</link>
		<dc:creator>FFB</dc:creator>
		<pubDate>Wed, 30 Sep 2009 05:14:11 +0000</pubDate>
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		<description>If you understand all of the terms for the card and you have discipline then a 0% card can be a great way to help with debt and even earn some money and points if done correctly.

But it all comes down to the individual.  If you are one to go crazy with your credit cards and rack up debt then a 0% card could put you further in a hole!</description>
		<content:encoded><![CDATA[<p>If you understand all of the terms for the card and you have discipline then a 0% card can be a great way to help with debt and even earn some money and points if done correctly.</p>
<p>But it all comes down to the individual.  If you are one to go crazy with your credit cards and rack up debt then a 0% card could put you further in a hole!</p>
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		<title>By: PT Money</title>
		<link>http://studenomics.com/debt-reduction/zero-percent-interest-credit-cards/comment-page-1/#comment-11657</link>
		<dc:creator>PT Money</dc:creator>
		<pubDate>Mon, 28 Sep 2009 16:44:00 +0000</pubDate>
		<guid isPermaLink="false">http://studenomics.com/?p=2055#comment-11657</guid>
		<description>I&#039;ve had a postive experience with these cards. I was already planning to get out of debt and making serious progress before I learned about 0% interest cards. Then, I transferred the balance and was able to continue paying down the debt while being charged less in interest. I think the key is that I was committed to a debt reduction plan prior to applying for the card.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve had a postive experience with these cards. I was already planning to get out of debt and making serious progress before I learned about 0% interest cards. Then, I transferred the balance and was able to continue paying down the debt while being charged less in interest. I think the key is that I was committed to a debt reduction plan prior to applying for the card.</p>
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		<title>By: SEO consultant David</title>
		<link>http://studenomics.com/debt-reduction/zero-percent-interest-credit-cards/comment-page-1/#comment-11656</link>
		<dc:creator>SEO consultant David</dc:creator>
		<pubDate>Mon, 28 Sep 2009 16:33:26 +0000</pubDate>
		<guid isPermaLink="false">http://studenomics.com/?p=2055#comment-11656</guid>
		<description>No kidding they&#039;re only temporary.  Like those Don&#039;t pay any interest until 2012 commercials for furniture.  Then you start paying 29% interest or something like that.</description>
		<content:encoded><![CDATA[<p>No kidding they&#8217;re only temporary.  Like those Don&#8217;t pay any interest until 2012 commercials for furniture.  Then you start paying 29% interest or something like that.</p>
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