Comments on: Online Banking Services– Is Something Missing? http://studenomics.com/investing/online-banking-services/ Tue, 22 May 2012 12:21:22 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: MD http://studenomics.com/investing/online-banking-services/#comment-30817 MD Wed, 09 Jun 2010 15:17:36 +0000 http://studenomics.com/?p=4004#comment-30817 I share this sentiment with you. I really don't understand why it takes a whole work week to get the money from my online bank account to my brick-and-mortar account. I simply view this as a barrier to accessing my money. However, there are also times where I really want to access my money right away. Have you had any issues with this? I share this sentiment with you. I really don’t understand why it takes a whole work week to get the money from my online bank account to my brick-and-mortar account. I simply view this as a barrier to accessing my money. However, there are also times where I really want to access my money right away. Have you had any issues with this?

]]> By: Austin @ Foreigner's Finances http://studenomics.com/investing/online-banking-services/#comment-30804 Austin @ Foreigner's Finances Wed, 09 Jun 2010 09:14:06 +0000 http://studenomics.com/?p=4004#comment-30804 It's not just online banks, but I think transfers need to speed up. All the money's digital but it takes 3-5 days to transfer from my brick and mortar to my online? That seems like we took 5 steps forward and 3 back. Are instant transfers even possible? It’s not just online banks, but I think transfers need to speed up. All the money’s digital but it takes 3-5 days to transfer from my brick and mortar to my online? That seems like we took 5 steps forward and 3 back. Are instant transfers even possible?

]]> By: Edward - Entry Level Dilemma http://studenomics.com/investing/online-banking-services/#comment-30613 Edward - Entry Level Dilemma Fri, 04 Jun 2010 22:35:59 +0000 http://studenomics.com/?p=4004#comment-30613 We use Compass Bank, which is a regional bank based in Texas. They have free checking and savings, with no minimum balance. The tellers greet me by name when I walk in the door and you can basically walk in and sit down with the branch manager to ask a question. We use Compass Bank, which is a regional bank based in Texas. They have free checking and savings, with no minimum balance. The tellers greet me by name when I walk in the door and you can basically walk in and sit down with the branch manager to ask a question.

]]> By: Budgeting in the Fun Stuff http://studenomics.com/investing/online-banking-services/#comment-30602 Budgeting in the Fun Stuff Fri, 04 Jun 2010 20:21:38 +0000 http://studenomics.com/?p=4004#comment-30602 I've used ING Direct for 6 or more years and just started using Smarty Pig this year. We still have a brick and mortar bank account since we need a way to deposit physical checks from our hobby jobs, but ING's customer service is better. Other than actual check deposits, online banking is definitely my way to go! I’ve used ING Direct for 6 or more years and just started using Smarty Pig this year. We still have a brick and mortar bank account since we need a way to deposit physical checks from our hobby jobs, but ING’s customer service is better.

Other than actual check deposits, online banking is definitely my way to go!

]]> By: Pamela @FabulousSavings.ca http://studenomics.com/investing/online-banking-services/#comment-30584 Pamela @FabulousSavings.ca Fri, 04 Jun 2010 14:50:24 +0000 http://studenomics.com/?p=4004#comment-30584 I also made the switch first to ING, and then later to PC Financial (had higher savings interest rates at the time), specifically because of the service charges I always got hit with at CIBC. However, I recently ran into a few glitches with PC. We've just purchased our first home and I've had a couple of issues with trying to get certified cheques for deposits, etc. I believe they do offer the service, but it just seems to take longer, and I have a quick closing, so I switched back to TD for the time being. I also made the switch first to ING, and then later to PC Financial (had higher savings interest rates at the time), specifically because of the service charges I always got hit with at CIBC. However, I recently ran into a few glitches with PC. We’ve just purchased our first home and I’ve had a couple of issues with trying to get certified cheques for deposits, etc. I believe they do offer the service, but it just seems to take longer, and I have a quick closing, so I switched back to TD for the time being.

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