Comments on: Should I Open a Bank Account Online?

By: Budgeting in the Fun Stuff

Budgeting in the Fun Stuff — Wed, 17 Mar 2010 23:52:36 +0000

I put our emergency fund into Smarty Pig at 2.01% right now, but ING will stay our main bank since we stay loyal to businesses with great customer service (they made a mistake once and handled it in our favor without me ever having to bring it up at all).

I’m also looking into rewards checking accounts that are currently paying about 3%…but I hate debit cards…

By: Budgeting in the Fun Stuff

Budgeting in the Fun Stuff — Tue, 16 Mar 2010 20:56:21 +0000

I really like ING Direct. I opened my account with them 6 years ago in about 15 minutes and haven’t had any problems. It’s linked with our brick-and-mortar bank so we get the benefits of both – like actual check deposits from my husband’s hobby job with the regular bank but the better interest rates of ING…well, 1.2% is way better than .01%…even if it all stinks…

By: BibleDebt

BibleDebt — Tue, 16 Mar 2010 15:54:30 +0000

Online bank accounts are very useful. However, don’t change online accounts going after a slight interest rate upgrade. If the rate looks to go to be true, it is probably just an introductory rate or is laced with fees.

@Doctor S: I agree with you on ING Direct. HSBCDirect has also been a good option for me.

By: Doctor S

Doctor S — Tue, 16 Mar 2010 13:07:00 +0000

A very timely post b/c just yesterday I opened up my 3rd ING Direct account, my second savings account as a sub account to my main one. It is a great way of saving up money for certain occasions (i.e. vacations, gifts, etc). I find ING’s customer service and UI to be awesome, which is why I continue to hype them up.