Comments on: Should I Open a Bank Account Online?

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By: Budgeting in the Fun Stuff

Budgeting in the Fun Stuff — Wed, 17 Mar 2010 23:52:36 +0000

I put our emergency fund into Smarty Pig at 2.01% right now, but ING will stay our main bank since we stay loyal to businesses with great customer service (they made a mistake once and handled it in our favor without me ever having to bring it up at all).

I’m also looking into rewards checking accounts that are currently paying about 3%…but I hate debit cards…

By: MD

MD — Wed, 17 Mar 2010 03:36:52 +0000

It seems like most of us pf bloggers love ING Direct. I love the sub-account feature so much. My favorite definitely has to be watching my vacation account slowly grow.

By: MD

MD — Wed, 17 Mar 2010 03:35:50 +0000

6 years ago? I came way late to the party. Yes the interest rates stink, but what can you do? Have you tried any other online bank accounts?

By: Budgeting in the Fun Stuff

Budgeting in the Fun Stuff — Tue, 16 Mar 2010 20:56:21 +0000

I really like ING Direct. I opened my account with them 6 years ago in about 15 minutes and haven’t had any problems. It’s linked with our brick-and-mortar bank so we get the benefits of both – like actual check deposits from my husband’s hobby job with the regular bank but the better interest rates of ING…well, 1.2% is way better than .01%…even if it all stinks…

By: BibleDebt

BibleDebt — Tue, 16 Mar 2010 15:54:30 +0000

Online bank accounts are very useful. However, don’t change online accounts going after a slight interest rate upgrade. If the rate looks to go to be true, it is probably just an introductory rate or is laced with fees.

@Doctor S: I agree with you on ING Direct. HSBCDirect has also been a good option for me.