Welcome to the Carnival of Personal Finance #225- Time to Plan Winter Edition.
I applied to host this carnival many months ago and I honestly figured I wasn’t selected. I ended up receiving an email last week and here I am hosting today. Since summer is over, fall is here, and winter is approaching I figured we started to plan to winter together (may be a depressing topic for some).
Time to talk about winter stuff! (Keep in mind you’re reading the blog of a 20 something)
Editor’s Picks
You know what this means. These are the articles I selected to be an editor’s pick because they really hit the spot with me.
J. Money from Budgets Are Sexy presents So What If People Make Fun Of Our Frugality!, and says, “Who cares if our frugality and craftiness distracts people? Are they the ones saving a few dollars? A nope – we are. And because of that I say keep on doing your thing!
J.D. Roth from Get Rich Slowly presents Money is More about Mind than it is about Math, and says, “J.D. from Get Rich Slowly launches the first of his thirteen core tenets. In this segment, he explores the psychology behind money and why it’s not always just about the numbers!”
Peter from Bible Money Matters presents How To Get The Best Deal When Signing Up For Cable Or Satellite TV, and says, “When buying cable or satellite tv there are a few things you can do to ensure that you get the best possible deal.”
Silicon Valley Blogger from The Digerati Life presents Get A Fast Cash Loan, Pay Through Your Nose.
Travel Down South.
Well it does get very cold here in Canada (from October until May) so why not escape for a week to lay in the sun? Who else is planning to go away this winter?
Money Management
Piner from Passive Income Now presents Blogging is NOT Passive Income, and says, “Despite all of the hype and marketing tactics, this article stresses that blogging is not a source of passive income.”
Kyle from Suburban Dollar presents It’s All About Teamwork.
Miss M from M is for Money presents Recession Lesson: Be Secure by 50.
Baker from Man Vs. Debt presents Could You List Every Single Item You Own?, and says, “Creating a list of everything you own and then pledging to sell half of it is one of my favorite pieces of personal finance advice. It’s time that we stepped up and walked-the-walk. Here’s our list of everything we own! ”
David from Money Under 30 presents Mindfulness and Money, and says, “In today’s society, we perform work that we often do not enjoy in order to obtain money. Some of that money we need to survive, but some of it we spend in leisure, as a way to provide ourselves with some relief from the psychological and physical drain we experience just to go back and do more of the same work.
ElizabethG (Modern Gal) from Modern Gal presents Surviving Prolonged Pay Cuts.
Michael B.Rubin from Beyond Paycheck to Paycheck presents Welcome to the fourth quarter: Five suggested tasks before New Year’s, and says, “Seems like the year is almost over. It’s not – and neither are your opportunities to make a big difference in 2009.”
Mike from Gather Little By Little presents Stuck in the Midst of Debt, and says, “When you think about debt in a detached manner, you will conclude it is only a math problem.”
Matt from Taking Charge presents Blogger wakes corporate giant, helps secure long-sought refund.
Craig Ford from Money Help For Christians presents Is There a Cheaper Alternative to Paypal?, and says, “Looking for the best way for a small business to transfer money and accept payments? This post compares a half dozen options.”
Enjoy Some Winter Activities.
This is probably exactly how I look when I try to snowboard (maybe a bit taller). What’s your winter activity of choice?
Budgeting & Frugality
Mrs. Money from Ultimate Money Blog: Save Green and Live Green! presents Procrastination Costs Money, Time, and Energy.
Ron from The Wisdom Journal presents 101 Ways to Take a Bite Out of Your Food Budget.
Joe Plemon from Personal Finance By The Book presents Dave Ramsey’s Baby Steps One Step at a Time Step One: Baby Emergency Fund, and says, “When Dave Ramsey began counseling others, he was so driven to help them get rid of their debt that he challenged them to throw every penny toward debt reduction.”
Amanda from My Dollar Plan presents Balancing Life’s Little Moments with Your Budget.
Investing
Paul Williams from Provident Planning presents Who Actually Believes in Index Fund Investing and Other Boring Investment Ideas?, and says, “Active investing is backed by people who all have a conflict of interest in selling you something (and selling it over and over). Learn who backs up index fund investing in this post.”
Tom @ Canadian Finance Blog from The Canadian Finance Blog presents The Four Pillars of Investing, and says, “I’ve been looking forward to writing a review of The Four Pillars of Investing: Lessons For Building a Winning Portfolio as I found it to be very influential in my own investment strategy.”
Mr. GoTo from Go To Retirement presents Creating a Plan for Guaranteed Retirement Incomee, and says, “Retirement in the present and future economy will require income planning more than wealth accumulation. This post explains what I’m doing.”
FMF from Free Money Finance presents Why Life Insurance is a GREAT Investment, and says, “Why (and why not) insurance may (or may not) be a good investment for you.”
Intelligent Speculator from Intelligent Speculator presents Stock picks – Q3 Update – Back on top , and says, “This is the update on a blogger contest to pick 4 stocks for 2009. I am showing +73% so far.”
Mike Piper from The Oblivious Investor presents Supply, Demand, and Stocks, and says, “A look at how changes in supply and demand for stocks affect stock market returns over both short and long periods.”
Dividend Growth Investor from Dividend Growth Investor presents Dividends Stocks versus Fixed Income.
The Dividend Guy from The Dividend Guy presents Manager vs. Index Funds: Who Wins, and says, “In the investing world, there is a constant battle between mutual fund managers and index funds. Who is winning?”
Shadox from Money and Such presents How Investing into the Crash Worked for Us, and says, “The stock market crash and subsequent rebound were a scary time for investors, but it turns out that by sticking it out through the crisis, things worked out pretty well for us.”
Kyle from Amateur Asset Allocator presents Four 401k Rollover Strategies Explained, and says, “Three rollover strategies to consider next time you change jobs and one you should never follow. “
Finish College.
I guess somewhere in between vacations and sports I’m going to have to work my butt off to finish up my final college courses and get that “degree” thing everyone speaks of so highly.
Finance
Wojciech Kulicki from Fiscal Fizzle presents It’s What You Do, Not What You Say.
Lynnae from Being Frugal.net presents The Bank Fee Smackdown, and says, “Bank fees can vary a lot from institution to institution. I compared common fees for 3 major banks, 3 local banks, 3 online banks, and a credit union to see which banks had the best fee structure. The results were interesting.”
Ray from Financial Highway presents Probate- Why and How to Avoid Probate Fees, and says, “Probate fees take up a large chunk of ones estate, however one can avoid or reduce probate fees legally, find out how and why you should reduce probate fees.”
The Financial Blogger from The Financial Blogger presents 2008-2009 Recession Being Good for You!, and says, “Many people have suffered from it but there is still a lot to learn from the current recession”
Cheapskate Sandy from Yes, I Am Cheap presents Finance 101: What the Heck is Peer-to-Peer or P2P Lending?, and says, “This is an overview of how peer-to-peer lending works from the viewpoint of both a borrower and a lender.”
Real Estate
Eric J. Nisall from Let’s Blog Money presents One Man’s Experience With The Making Homes Affordable Program, and says, “The “Making Homes Affordable” program was established to help many Americans maintain ownership of their homes through various methods. This is my experience with the program up to the point of submitting the application.”
Jeff Rose from Good Financial Cents presents Is The Real Estate Downturn Done?, and says, “It was in late 2006 when the U.S. real estate bubble began to pop, setting off a chain reaction of shocks that hurt homeowners, lenders, and the entire U.S. economy. Three years later, we have new hope in the real estate sector – and the numbers to support it.”
Watch Winter Sports.
I may come off as an alien here but I don’t watch football. However, I do enjoy my hockey and nothing beats Saturday Night hockey with a few beers.
Debt
Jim from Bargaineering presents Writing Your Debt Collection Dispute Letter.
Clint from Accumulating Money presents 5 Ways to Leave University Debt Free.
NCN from No Credit Needed presents How To Stay Out Of Debt.
Other
Bob from Christian Finances presents The 10 Day Give, and says, “The 10 Day Give is a challenge to give to those around us for 10 days to make the world a better place!”
vh from Funny about Money presents 25 Awesome Sites for Personal Finance Buffs, and says, “Category: “All of the Above.” A frolic through StumbleUpon finds all kinds of PF sites for all kinds of interests.”
Kelly Whalen from The Centsible Life presents On Clutter is Procrastination , and says, “Clutter costs money and time. In this post I discuss why most people hold onto clutter, and how it can be a symptom of a larger problem. Most often clutter means people are also a financial mess, so tackling the clutter means you will be able to tackle your money issues as well.”
PT from PT Money presents Questions About the $8,000 First-Time Homebuyer Tax Credit.
Thanks…
I know I missed about a million different winter ideas. Please share your thoughts and show some love by spreading the word about this carnival!
photos: clickfarmer, jawarren
{ 18 trackbacks }
{ 9 comments… read them below or add one }
Thanks for hosting.
Winter around here is pretty boring. It hardly ever snows, no one plays hockey, and it is still bitter cold.
Thanks for including me! Linking back to the carnival!
Thanks for the editor’s pick! I’m one of those crazy Minnesotans who actually enjoys winter – and watching Minnesota Wild Hockey. Unfortunately they just lost their opener over the weekend. Hopefully they’ll only get better from here.
“This is probably exactly how I look when I try to snowboard (maybe a bit taller). ” ahaha…oh man, you crack me up good sir. Appreciate the Editor’s pick – glad you enjoyed
Great carnival. At a conference many years ago I befriended a bunch of folks from Vancouver. I asked them if they ever became annoyed at Americans mocking their frequent comment of “Ay.” One of the deadpanned: “Of course not. When they do, we just respond with a mocking ‘huh?’ What the hell is ‘huh’” A good point, I’ve often since thought.
Thanks very much for hosting! Great job!
Thank you, Studenomist, for the great carnival roundup! Very grateful for being one of your Editor’s picks. I want to comment on the “Blogging is NOT Passive Income” post. I agree that it isn’t. Although I met someone who has almost made it a passive process through a variety of strategies — hint: automate, outsource!
@The Digerati Life Very good point. Automating and outsourcing all of your blogging tasks can turn blogging into a source of passive income. However, I think that one must have an well established blog already in place. Having a well establish blog in place is well- um I guess you could, years of hard work.
Thanks for including my article!! Much appreciated!!