Carnival of Personal Finance #254: Inspiring Quotes

Welcome to another edition of the Carnival of Personal Finance. Edition #254 to be specific.

This is going to be the inspiring quotes edition. I personally hate “feel good” movies and any advice that shifts away from hard work. However, I do see the value in a motivational quote when you’re up late at night or trying to get motivated on a Monday morning (hint hint). Let’s get this carnival rolling.

Editor’s Picks:

“If your ship doesn’t come in, swim out to it.”

- Jonathan Winters

Jaime from Eventual Millionaire presents How I Quit My Job and Now Live My Passion, and says, “I never would have had the opportunity to quit my job without eliminating my debt!”
vh from Funny about Money presents Why Being Passionate about Your Career Can Drive You Nuts, and says, “Several fellow bloggers contributed guest posts when I was laid up with an injury a week ago. This is one of my favorites! I hope you enjoy it, too.”
Paul Williams from Provident Planning presents Advice to a Young Professional, and says, “Here’s a simple, modern rewrite of Benjamin Franklin’s “Advice to a Young Tradesman.”
Jeremy from Generation X Finance presents Payday Loans – Ripping You Off One Fee at a Time.

Economy:

“Every artist was first an amatuer.”

-Ralph Waldo Emerson

Mike from Personal Finance Ninja presents How to Invest in the Economy: The Best Investments for Each Business Cycle.
FMF from Free Money Finance presents The Fragility of Freedom at 60%, and says, “Is our nation at the economic tipping point?”
Curt from PennyJobs.com presents Free Market Principles Provide the Cultural Mandate for a Peaceful and Stable Economy.

Frugality/Saving:

“I can honestly say that I was never affected by the question of the success of an undertaking. If I felt it was the right thing to do, I was for it regardless of the possible outcome.”

- Golda Meir

ElizabethG (Modern Gal) from Modern Gal presents Saving and Dieting, Revisited.
FIRE Finance from FIRE Finance presents Top 7 Energy Saving Tips for this Summer, and says, “Every summer as the heat steps up so does our utility bill. This year we are planning ahead on cutting back our energy consumption for the summer. It will do good to our environment and help us pocket a nice saving as well …”
Lucia from moneyStrands blog presents 7 Ways To Go Green and Save Green.
Kristia from Family Balance Sheet presents Small Changes in Your Home Can Protect Your Earth and Your Balance Sheet.
Michael Pruser from The DoughRoller presents SmartyPig to Increase AND Decrease their Interest Rates, and says, “SmartyPig kills two birds with one stone in making a very bold statement: “We want you to save with us, just not that much.”
Daniel from Sweating The Big Stuff presents How To Find Extra Money In Your Budget, and says, “A guest post by Heather from Inexpensively.com on how to save money by cutting back on a three flexible categories.”
Jason from One Money Design presents Cutting Cable Does Save More than Money, and says, “Cutting cable saves more than money such as increasing your productivity and helps you find alternative entertainment.”

Money Management:

“Success is the good fortune that comes from aspiration, desperation, perspiration, and inspiration.”

- Evan Esar

Jeff Rose from Good Financial Cents presents Interview with Tim Chen, Founder of NerdWallet, and says, “NerdWallet is the best unbiased site for credit card offers. Here’s an interview with the founder with some additional tips for consumers.”
Craig/FFB from Free From Broke presents Term Life Insurance Versus Whole Life Insurance, and says, “Term and Whole are two of the more popular forms of life insurance. Here is a description of what each offers the consumer.”
J. Money from Budgets Are Sexy presents If He Can’t Put a Ring on it, He Can’t Sign For it!, and says, “When you’re dating/married, how do you manage your finances?”
mbhunter from Mighty Bargain Hunter presents Set your sights on open season preseason, and says, “Got open season soon? Time to plan!”

Credit:

“Success does not consists of never making nay blunders, but in never making the same one a second time.”

- Josh Billings

Silicon Valley Blogger from The Digerati Life presents Extra Insurance Coverage Through Credit Cards: Use Those Perks.
Mr. Credit Card from Ask Mr. Credit Card presents How Do I Dispute an Incorrectly Reported Account.
Austin from Foreigner’s Finances presents How to Improve Your Credit While Living Abroad, and says, “Access to credit cards and loans can be minimal when you’re living abroad, here’s my suggestions for maintaining and building credit while you live abroad.”
Mrs. Not Made of Money from Not Made of Money presents How to Avoid Credit Card Theft.

Real Estate:

“Character may be manifested in the great moments, but it is made in the small ones.”

-Phillips Brooks

Adam from Magical Penny presents We Love Our Houses…but Should We?, and says, “This article is not saying property is a bad investment – like any investment it can be both good and bad -but that the view that property should be your first financial priority should not simply be accepted: It may be the ‘default view’ of many people when they begin their adult lives but have you really considered your options?”
Len from Len Penzo dot Com presents Real Estate Agents: Why You Rarely Get What You Pay For.

Finance:

“Each player must accept the cards life deals him or her: but once they are in hand, he or she alone must decide how to play the cards in order to win the game.”

- Voltaire

Pop from Pop Economics presents The perils of imperfect information.
The Financial Blogger from The Financial Blogger presents Is There Anything Better Than Passive Income?, and says, “For the past 12 months, each time I felt nervous about my budget and my financial obligations (having a wife at home is marvelous, but it adds its share of financial pressure), my Blackberry was there to comfort me. The little “bzz bzz” in my pocket each morning telling me that I had received money from Paypal is amazing.”
Darren from MORE than Finances presents How To Find The Right Financial Planner Using 10 Questions, and says, “Have you ever asked, “How do I find the right financial planner for me?” If so, ask the following questions to search for a planner that you’ll feel comfortable working with, and who can meet your needs.”
Single Guy Money from Single Guy Money presents What Happened to Personal Responsibility?

Debt:

“Be assured that it gives much more pain to the mind to be in debt, than to do without any article whatever which we may seem to want.”

- Thomas Jefferson

The Smarter Wallet from The Smarter Wallet presents How To Get Out of Debt In Four Easy Steps.
Kris Bickell from Debt Tips presents 6 questions to ask before you sign up with any debt relief program.
Jason @ Redeeming Riches from Redeeming Riches presents What is Your Credit Card Payoff?, and says, “Find out how much you can save by paying extra towards your credit card debt!!”
simple in france from Simple Life in France presents Where would you be without debt?, and says, “Is there such a thing as good debt? What about debt you can’t live without?”

Investing:

“Live your life each day as you would climb a mountain. An occasional glance towards the summit keeps the goal in mind, but many beautiful scenes are to be observed from each new vantage point.”

- Harold B. Melchart

Sean from Grow Money presents Advantages of Index Funds.
Eric from Narrow Bridge presents I’ll See You in Omaha, Mr. Buffett, and says, “A look at why I am going to the Berskhire Hathaway annual shareholder meeting in Omaha.”
Mike Piper from The Oblivious Investor presents What’s the Value of Active Management?, and says, “When your 401k offers actively managed funds with expenses as low (or lower than) the cheapest available index funds, how do you choose between them?”
Junior Boomer from Consumer Boomer presents How to get the best interest rate on your Roth IRA, and says, “What’s the best Roth IRA interest rate? How do I know I am getting the Best IRA rate? What is a IRA rate?
Mike @ Green Panda from Green Panda Treehouse presents Investing for Beginners: Which Investment Type to Choose?, and says, “Paying off your debt is important. Having a solid budget is important too. However, if you don’t invest a part of your money, you will always be chasing your tail to manage your budget and pay off those debts. Why? Because investments have the capacity to grow much faster than your debt repayment schedule or your savings ability.”

Other:

“If at first you don’t succeed, try, try again. Then quit. There’s no use being a damn fool about it.”

- W.C. Fields

Amanda from My Dollar Plan presents 10 Free Web Services to Check Out.
Tom @ Canadian Finance Blog from Canadian Finance Blog presents Which Car is Right For Us?, and says, “As my wife and I set out to purchase our first vehicle, we are asking ourselves a lot of questions about what is right for us, both in terms of our finances, and our lifestyle.”
Tahnya from Dinks Finance presents If You Can Make it Here, You Can Make it Anywhere, and says, “Good Business Equals Good Finances.”
PT from PT Money presents Buying Health Insurance as a Self Employed Individual, and says, “What I learned about buying individual health insurance.”
Ryan from The Financial Student presents 10 Ways for High School and College Students to Stay Broke and Waste Money, and says, “A tongue-in-cheek list of ways to ensure young adults stay broke. ”
Wealth Pilgrim from Wealth Pilgrim presents How to Become a Financial Planner, and says, “Do you want to learn how to become a financial planner? It’s not complicated but it takes work. Here are the secrets I’ve learned over the last 25 years.”

I hope you guys enjoyed this edition of the carnival and perhaps a little inspiration comes out on a Monday morning. Check out the carnival of personal finance homepage for future carnivals!