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	<title>Comments on: Planning For Unexpected Financial Situations</title>
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	<link>http://studenomics.com/personal-finance/planning-for-unexpected-financial-situations/</link>
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		<title>By: George</title>
		<link>http://studenomics.com/personal-finance/planning-for-unexpected-financial-situations/#comment-17298</link>
		<dc:creator>George</dc:creator>
		<pubDate>Tue, 22 Dec 2009 14:15:03 +0000</pubDate>
		<guid isPermaLink="false">http://studenomics.com/?p=3100#comment-17298</guid>
		<description>Everyone makes such a big deal about an emergency fund. I don&#039;t know if it is really necessary for everyone. If you have good credit, banks and credit cards will be more than happy to loan money.

On the other hand, if an emergency fund makes people feel more secure, then it is probably a great idea.</description>
		<content:encoded><![CDATA[<p>Everyone makes such a big deal about an emergency fund. I don&#8217;t know if it is really necessary for everyone. If you have good credit, banks and credit cards will be more than happy to loan money.</p>
<p>On the other hand, if an emergency fund makes people feel more secure, then it is probably a great idea.</p>
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	<item>
		<title>By: Wojciech Kulicki</title>
		<link>http://studenomics.com/personal-finance/planning-for-unexpected-financial-situations/#comment-17288</link>
		<dc:creator>Wojciech Kulicki</dc:creator>
		<pubDate>Tue, 22 Dec 2009 11:38:32 +0000</pubDate>
		<guid isPermaLink="false">http://studenomics.com/?p=3100#comment-17288</guid>
		<description>I can&#039;t think of a specific instance, but whenever something bad happens, I&#039;m always reminded that I can choose my response to the problem.</description>
		<content:encoded><![CDATA[<p>I can&#8217;t think of a specific instance, but whenever something bad happens, I&#8217;m always reminded that I can choose my response to the problem.</p>
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	<item>
		<title>By: Studenomist</title>
		<link>http://studenomics.com/personal-finance/planning-for-unexpected-financial-situations/#comment-17270</link>
		<dc:creator>Studenomist</dc:creator>
		<pubDate>Tue, 22 Dec 2009 06:21:00 +0000</pubDate>
		<guid isPermaLink="false">http://studenomics.com/?p=3100#comment-17270</guid>
		<description>Well I will admit that despite having an emergency fund, it still sucks handing money over! The 90% rule is another one of those things that I strongly believe in but have a difficult time following it. How have you used it in your own life?</description>
		<content:encoded><![CDATA[<p>Well I will admit that despite having an emergency fund, it still sucks handing money over! The 90% rule is another one of those things that I strongly believe in but have a difficult time following it. How have you used it in your own life?</p>
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	<item>
		<title>By: Wojciech Kulicki</title>
		<link>http://studenomics.com/personal-finance/planning-for-unexpected-financial-situations/#comment-17260</link>
		<dc:creator>Wojciech Kulicki</dc:creator>
		<pubDate>Tue, 22 Dec 2009 03:23:11 +0000</pubDate>
		<guid isPermaLink="false">http://studenomics.com/?p=3100#comment-17260</guid>
		<description>Glad to hear you are okay, and all in all--not too bad on the damage. It can be kind of unnerving when you get into an accident.

I completely agree with the 90% rule (although my wife has to remind me all too often to follow it myself). Having that emergency stash put away definitely helps takes a lot of the stress away from that kind of situation.</description>
		<content:encoded><![CDATA[<p>Glad to hear you are okay, and all in all&#8211;not too bad on the damage. It can be kind of unnerving when you get into an accident.</p>
<p>I completely agree with the 90% rule (although my wife has to remind me all too often to follow it myself). Having that emergency stash put away definitely helps takes a lot of the stress away from that kind of situation.</p>
]]></content:encoded>
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	<item>
		<title>By: Ken</title>
		<link>http://studenomics.com/personal-finance/planning-for-unexpected-financial-situations/#comment-17236</link>
		<dc:creator>Ken</dc:creator>
		<pubDate>Mon, 21 Dec 2009 18:26:36 +0000</pubDate>
		<guid isPermaLink="false">http://studenomics.com/?p=3100#comment-17236</guid>
		<description>Having an emergency fund is right up there with having a budget. You MUST do this to get ahead financially. Glad to see you had yours. Grandma&#039;s advice works!</description>
		<content:encoded><![CDATA[<p>Having an emergency fund is right up there with having a budget. You MUST do this to get ahead financially. Glad to see you had yours. Grandma&#8217;s advice works!</p>
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