OTB Thinking

Unconventional Personal Finance Advice

February 25, 2010

Running a personal finance blog for college students and young professionals puts me in front of an audience with varying degrees of financial knowledge. Some of the older readers of Studenomics are more interested in credit card optimization, real estate investments, high interest savings accounts, and various other advanced topics. Some of the newer readers [...]

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5 Steps to Get You Hired as an English Teacher Abroad

January 11, 2010

College is a time for difficult decisions. You want to have fun and enjoy yourself, but the looming worry of life after graduation always seems to interrupt the fun. With unemployment around 10%, according to the Bureau of Labor Statistics, post-college jobs are tough to come by and many grads are finding the situation incredibly [...]

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The Dangers of a Short Term Loan

November 27, 2009

All financially conscious individuals have the tenet within them that a payday loan/cash advance is a very detrimental financial tool. Recently a  bigger picture question arose- what if I need a 30 day payday loan to take advantage of a business opportunity? (Note: This article is considered outside-the-boxing thinking because we are all aware of [...]

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Traveling The World After Your College Graduation

August 27, 2009

Studenomics reader Wilhelm asked me for advice on how he should invest the $100 a month he saves. I started looking over what I do with my money and my different investment vehicles. After a few minutes I realized that I didn’t want to put together an investment article where I pretend to be an [...]

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Switching Majors or Careers

March 11, 2009

Yesterday during the discussion about whether an education is a debt sentence or not, a Studenomics reader known as MyLifeROI made an interesting comment questioning senior college students that switch their major. At first I agreed with the comment and thought that it made no sense but after talking with some other readers it hit [...]

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