"I hate saving money and budgeting. Life's too short for that. Why would I want to limit myself?" I totally get it. Life's short and you don't want to give up on everything that you enjoy doing just to save a few bucks. The good news is that nobody's telling you to give up on your social life or to eat leftovers for the rest of your life. I would never share useless advice with you. Here's how I make personal finance fun so that I don't get bored of it... … [Read more...]
Here’s What You Can Do When it Feels Like You Can’t Afford Anything
"I'm just struggling to save up. I can't put any more money away than I already do. I don't think I'll ever be able to move out." Imagine this scenario: You found a steady job with consistent pay. You're ready to live the good life. However, after a little while you realize something. You still can't afford anything. Sure, you can go out for dinner a few times per week, but you still can't buy that new car nor can you move out. What happens when you're not making enough money to live the life that you always wanted? … [Read more...]
24 Random Life Lessons Learned in 24 Years (31 Years Old Update)
“Either write something worth reading or do something worth writing.” – Benjamin Franklin Every time my birthday rolls around I feel like reflecting. I think about the year that has gone by. I plan for the future. I think about what I did right and what I did wrong. I try not to just hope for the best because hope isn't a game plan. … [Read more...]
Is Entrepreneurship Worth It For Millennials?
You see friends constantly sharing memes about following your dreams and being the boss. Entrepreneurship appears to be trendy these days, but should you really be working for yourself? I've been on both ends of the spectrum. I've worked crappy jobs to pay for college, did every traditional teenager job, and have tried my hand at various forms of entrepreneurship (from blogging to real estate). Is it worth working for yourself? Should you start your own business when you're young? … [Read more...]
When You Should Save Money and When You Shouldn’t
"I missed a shift because my phone doesn't have reception out here." I couldn't believe what my friend was telling me. This confused me. I asked her why she didn't do anything about her reception issue when she stressed about missing out on the shift. She told me that she went with a cheaper phone plan (about $40 less monthly or so) to save money but that the phone didn't offer the best service. Her phone had no reception in most areas of the city. That $40 savings had just cost her a shift where she could've made at least $150. It can be expensive to be cheap. I want to look at when you should save money and when you should never save money. … [Read more...]
