Personal Finance

Do I Need to Create a Monthly Budget if I Hate Budgets?

You love budgets, right? I didn’t think so! According to Dictionary.com, the definition of a budget is: “An estimate, often itemized, of expected income and expense for a given period in the future.” You’re in your 20s and you’re here reading a site all about personal finance. The one question on your mind likely is: Do I have to create a monthly budget? Most personal finance books and blogs

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