Best Renters Insurance Mississippi
Advertiser Disclosure: Our content is free because we are supported by advertisers. If you click on links in this post, we may earn a commission.
Location is the #1 factor in determining the cost of your renter’s insurance.
So it makes a lot of sense for you to search Best Renters Insurance Mississippi if you need a policy.
However, a Mississippi Renters Insurance search can take a lot of time and leave you frustrated with unanswered questions.
But, it doesn’t have to be that way.
Finding cheap MS Renters Insurance can be a simple process that can be completed online today in just a few minutes.
We’ll review everything you need to know about the cost and coverage's and where to get the best Renters Insurance in Mississippi online.
Update: 2021 Mississippi Renters Insurance Review
A renter’s insurance policy will protect your belongings in case of theft, vandalism, or fire. It’s important to pick the right MS insurance provider to save on your monthly premiums and get your claim processed quickly if you ever need to file one.
We’ve put together a detailed review to help you find the best renter’s insurance provider in Mississippi. You’ll also learn about important things, such as how much coverage you should purchase and what a renter’s insurance policy usually covers.
If you’re ready to buy a policy, you’ll find links with reviews for different insurance providers in Mississippi and we also have information about how much renter’s insurance usually costs in your state so you can make sure you don’t overpay.
What Factors Determine a Mississippi Renters Insurance Rate?
Before you purchase a renters insurance policy, it’s important to understand how MS insurance providers determine your rate. They look at different factors, including:
- Your location. Insurance providers will look at your Mississippi zip code and assess how likely you are to submit a claim based on this information. For instance, living in an area with a high risk of flooding or with frequent break-ins will result in higher premiums.
Can A Landlord In Mississippi Require Renters Insurance?
It doesn’t matter if you live in Jackson, Gulfport, or Hattiesburg, landlords can be a pain.
A question we are often asked by soon to be tenants, is, ‘Can a landlord in Mississippi require renters insurance?’
The simple answer is Yes.
If MS renters insurance is included as a requirement in your lease, you must comply with those terms and buy rental coverage.
This isn’t necessarily a MS thing because the answer to, ‘Is renters insurance required in Mississippi?’ It is the exact opposite.
No, Mississippi does not require renters insurance, but with 7% of people in Mississippi renting, it makes a lot of sense to protect your self and your stuff.
A good place to start would be by determining What Is Renters Insurance And Why Do I Need It.
FREE Renters Insurance Quotes - MS - Cities
Location is the biggest factor in determining the cost of your renters insurance. You can save money by getting a quote from an insurance company near you.
Select Your City Below
What Is The Best Renters Insurance In Mississippi?
It is estimated that the State of Mississippi has over 203,667 renters, and every one of them should be looking for the best renters insurance in MS.
MS has the best renters insurance options offered by multiple, well known, and respected insurance companies.
It doesn’t matter if you are in Jackson or Gulfport to get the best MS renters insurance you will want to get the right coverage.
Several factors go into finding the best renters insurance in Mississippi that will affect your policy.
Your past insurance history, desired coverage amounts, the location of the rental, and this one may come as a bit of a surprise, but your credit score may also be considered.
You can learn more about the process in our article, How To Get Renters Insurance.
Which Companies Offer Renters Insurance In Mississippi?
Best Renters Insurance Company Reviews
What Does Renters Insurance Cover In Mississippi
Many MS residents in Biloxi and Meridian mistakenly believe that their Landlord’s insurance protects their personal items.
This is not the case and is the reason you need to know, ‘What does renters insurance cover in Mississippi.’
MS Renters Insurance covers personal loss due to fire, theft, or vandalism.
A Mississippi Renters Insurance policy will also cover your liability if a guest is injured on-premises or you damage the Landlord’s property.
A Renters Insurance Mississippi policy does not cover your personal possessions that may break by accident or normal wear or tear.
Get a much more complete answer to in our article, What Does Renters Insurance Cover.
Coverage Type | What It Should Cover... |
|---|---|
Personal Property | This coverage is for your personal stuff, clothes, electronics, furniture, etc. Should cover up to policy limits. |
Liability | This will cover you if you accidentally damage your Landlords property or a guest is injured and it is your fault. |
Additional Living Expenses | If your place is damaged so bad you can't stay, you will be reimbursed for things like hotel bills. |
Recommended Amount Of Renters Insurance In Mississippi?
It is difficult to recommend the amount of Mississippi renters insurance you may need.
This is because the factors that go into deciding on your coverage amounts are particular to each individual.
Location plays a significant factor in the recommended amount of renters insurance in Mississippi.
This is because if you live in Jackson, Gulfport, or Hattiesburg, you may need more or less based on the value of the property you are renting.
The bottom line is you should probably buy as much insurance as you can comfortably afford based on the value of your personal possessions.
We get a lot more in-depth in helping you make this decision in our article How Much Renters Insurance Do I Need.
How Much Is Renters Insurance In Mississippi
The cost of renters insurance in MS depends primarily on your coverage's and the location of your rental.
Answering the question of, ‘How much is renters insurance in Mississippi’ would be difficult without knowing your personal situation and preferences.
However, renters insurance Mississippi costs on an average annual basis of $258.00.
The average cost of renters insurance in Mississippi monthly is $21.50, which is very affordable.
Keep in mind to determine how much is renters insurance in MS your rental location could make these average costs much higher or lower.
Renters Insurance Starting at $5/month
No brokers, no paperwork, get a policy in seconds. Zero Hassle, zero paperwork, zero worry. Join now! Starting at $5/month.
It's free to apply!
Cheapest Renters Insurance MS
It would help if you didn’t live in places like Jackson, Gulfport, and Meridian to get the cheapest renters insurance in Mississippi.
Location plays a huge role if you want to get cheap renters insurance MS.
That means places like Hattiesburg and Biloxi may be cheaper because the property values should be less.
Two other factors will help you get the cheap renter’s insurance Mississippi, which includes your insurance claim history and your credit score.
If you are living in a relatively cheap property with no rental claims and a good credit score, expect the cheapest renters insurance in MS.