The Awesome Guide to Deciding What to do After College

What to do after college

What should you do after college? How do you figure out what you’re going to do for the rest of your life?

“I woke up at noon today and then caught up on Netflix.”

A friend shared their day with me. I wasn’t really impressed because this person was dying to get out of college. Now that they were done, they were squandering their precious time. Then I realized that I couldn’t get mad with them because this is what happens after college. For the first time in our lives we don’t have a set schedule. We don’t have anyone telling us what to do. It’s liberating, yet intimidating.

This is the awesome guide to deciding what to do after college with feedback from the experts. You’re not alone. We’re here for you.

So what do you do after college?

  • Are you supposed to apply for the first job that comes your way?
  • Do you travel?
  • Do you just get wasted and enjoy life?
  • Do you find yourself?
  • Do you focus on your debt right away?
  • Do you find yourself a lovely partner and get married ASAP?

So many questions. You’re likely totally confused about what to do after college. This is the first time in your life where you’re actually on your own and responsible for everything. You don’t have any deadlines or any professors breathing down your neck about being late. It’s just you. You’re in charge of your life and how you spend your time now.

My first suggestion is that you don’t rush or jump into anything too fast.

It’s important that you don’t just accept the first job that comes your way because time flies and that could be your only job for the rest of your life. Do you really want that? Likely not. Comfort is a scary thing. It’s easy to get comfortable at work and stick around.

Then there’s the idea of more education. There are many alternatives to grad school. Don’t just jump right into school because you’re disenchanted with life at work or can’t find a job. More debt and more credentials isn’t the only route. You can’t run from the real world forever.

What did I do after college?

It’s way too scary how fast time flies. I finished school at the end of 2010. Where did the years go? What did I do?

  1. Traveled. I was fortunate enough to find full-time work in college and was able to finish school debt-free. As a result of this, I’ve been traveling. I’ve done many mini-trips of one week beach getaways with friends and even strangers. I also finally went on my first solo adventure to Europe.
  2. Pursued business ventures. I’ve tried all sorts of ventures from consulting to product launches to this very blog that you’re reading..
  3. Learned languages. I went to Poland alone to force myself to improve my speaking skills. I can communicate with anyone and my reading comprehension is improving. The next language to tackle is Spanish. It’s slowly going. I ended up going to Argentina on a solo adventure.
  4. Worked part-time. I’ve always held a side gig because I love the social aspect of it/it allows helps to have a diverse income just to sleep better at night.

[Martin’s note: If you want to travel, you need to check out my piece on being your own travel agent. If you want to work for yourself, my post on starting an online business is mandatory.]

What did the experts have to say about life after college?

I reached out to my circle of friends to see what wisdom they had to share with college graduates.

Todd Tresidder.

If I could do it all over again, one of my first financial goals would be to buy an apartment building on a fully amortizing, fixed rate mortgage while I was still living the apartment lifestyle.

That allows you to deduct all your lifestyle costs as the onsite manager of the building, learn the ropes of running the building while you live there and can actively control costs, and you never experience a setback in lifestyle to do it since you are already living at that level. The amazing thing is that you will be financially independent or darn close with near certainty by your 40’s assuming a 20 year fully amortizing mortgage and you acquire enough units to support your lifestyle (2 or 3 four-plexes or similar). It is a no-brainer wealth strategy for recent graduates.

Check out Financial Mentor for more!

JC Deen.

If you don’t know what you want to do, my advice is to not do what is expected, especially within the American culture, which is usually to get a job, and work the 9-5. If you can, take a vacation (3-4 weeks if possible), and have some experiences.

Maybe get out of the country if you can. Just don’t let yourself get sucked into a boring routine of a job right after school. I understand you may have debts, or a desire to make money, but it can wait. You might learn things about yourself that will help guide your path.

Another option is to go work a job you detest. Being in such an environment might give you some ideas of what you’d rather be doing.

If you have an interest in entrepreneurship, try to go to work at a startup.

I started working for myself after being in a job I hated for 15 months.

If all else fails, don’t do something just because it’s the norm or because others think you should do it. Figure it out for yourself.

Go to JCD Fitness for a no-BS approach to training.

Thomas Frank.

For me, “after college” was less a stark transition and more a continuation of what I’d been building since my early days as a student. I started College Info Geek as a freshman, and once I graduated, I simply stepped up my efforts and actually stayed in the same town to be around my girlfriend and friends. For me, it was almost exactly what I’d wanted – after I completed my internship halfway through college, my goals changed and I was much more adamant about being an entrepreneur. Fortunately, it worked out!

Check out College Info Geek.

Sean Ogle.

The best advice I could give is to take calculated risks.

You don’t have to accept the first typical day job you get offered. In fact, that can be the fastest path to living a life you’re not going to be happy with later on.

Think about the things that really excite you, and pursue them. When you’re young and especially those first few years out of school, you can get away with a lot. You don’t have a lavish lifestyle to keep up with, and if you try something and fail, it’s much easier to start over when you’re in your 20s.

So if you want to travel? Go do it. If you want to start a business, give it a shot! Take calculated risks that will help you do more of the things you really want in life, and don’t feel obligated to accept a day job right away – unless it’s one that is truly getting you closer to your long term goals.

Check out Location 180.

Ryan Coelho.

Do what excites you most in the moment you have to choose. Excitement breeds more excitement, so you can never go wrong. Keep doing that thing until you find something else that excites you more. At the end of the day everything is energy and emotion is energy in motion. Keep good emotions and you attract more emotions like it.

Check out RyanCoelho.com.

Corey Ferreira.

Build your personal brand. Resumes are close to being obsolete (if not already). Start a blog about something you’re really passionate about, clean up your social media, or have a presence on social media that shows employers or clients that you are knowledgeable and passionate on your subject. Check what shows up when you Google yourself and ensure it shows you in a good light so that people will want to work with you or hire you.

Check out Laptop Entrepreneurship.

Ryan Guina.

The best advice I can give is to continue living like you are in college, and take your time increasing your standard of living.

I’ve seen a lot of young folks get into trouble with debt because they tried to copy the standard of living they had when they lived with their parents. Unfortunately, many of them didn’t realize it took often their parents twenty years or more to achieve that standard of living. There are no shortcuts, especially if you try to rely on debt to get there!

You can read more at:  The Importance of Delayed Gratification.

Lauren Bowling.

Don’t move every couple of years unless you absolutely need to. Moving to a different place every year is more expensive than you think. Between the cost of moving, deposits, and setting up utilities you could put that money toward savings or retirement.

Check out L Bee and The Money Tree.

Robert Farrington.

You need to build a side hustle and start earning more early to build wealth and leverage the power of compounding. You’re only young once applies more to finance than anything else. Time is the unique advantage someone in their 20s has going for them.

Check out The College Investor.

Noah Kagan.

Get a mentor is the main thing I’d do differently.

Check out App Sumo.

Eric Rosenberg.

Work hard, save big, pay off your debt, and get on track for retirement. My only big regret is not taking a summer to backpack in Europe when I had the opportunity.

Check out Personal Profitability.

Steven Richmond.

After I graduated, one of the first things I did was spend a week hiking by myself through Great Smoky Mountain National Park. I didn’t really have a reason for it other than a desire for profoundly inward reflection. And it was great! One of the best experiences of my life.

Zina Kumok.

Traveling after graduation is one of the best things you can do. I recommend going as long as possible. It’s rare to get more than 3 weeks of vacation once you start work and traveling is one of the best things you can do. Secondly, I would recommend paying off your debt as quickly as possible. I feel so much freer to try new things knowing that I don’t have debt holding me back. Take a couple years to live with roommates and put money toward your loans. I paid off $28,000 in 3 years while making around $30,000 a year.

Stefania O’Connell.

I spent 7 months touring Asia with a musical. Best experience ever. The only trouble is, it’s really easy to get depressed after.

Check out The Broke and Beautiful Life.

Lee Huff.

If you’re thinking of getting your MBA, find a company that will pay something towards your tuition and books (partial or total) even if it means taking slightly less in salary. Remember, your boss paying your tuition is a non-taxable benefit to you.

Check out Bald Finance.

Julia Starnes Rains.

I drove nearly across the country to Yellowstone (where my friend, now with the EPA) took a summer job. I continued via bus to Malibu, California where I had a college friend studying at Pepperdine Law School and stayed with her for a couple of weeks before heading back to NC and continuing my job search. So, travel, yes. — I tell my kids (high school and college age) to travel and take chances now with jobs, interests, including doing non-lethal stuff that seems foolish to adults; there’s plenty of time to be a grown up.

Rebecca Stapler.

I joined the Peace Corps and lived in a country I never would have thought to visit, learned a ton, and it was an awesome resume builder when I returned.

Andrea Travillian.

I recommend they do 3 things: invest ASAP, learn to budget, and create a financial and life plan that they then build number 1 and 2 around! Much easier to achieve what you want in life when you plan it out, then build your budget and investments around that plan!

Pinyo.

  1. Pay off debt as soon as you can (when you start off, it’s usually student loans and credit card debt) … get rid of them!.
  2. Start investing as soon as you can. Learn about IRAs and your 401(k) if you have one. Don’t make excuses; just start investing.
  3. Save money. Whether it’s for an emergency fund or for a down payment on your first home, just start saving.
  4. Pursue your passion outside of your day-job. You never know when it could lead to multiple streams of income.
  5. Experiment … especially with business ideas.
  6. Don’t settle.

Check out: How I Went From Debt to 3 Paychecks.

Kali Hawlk.

Don’t feel obligated to go to graduate school. I graduated with a BA in history and was constantly told I “had” to go to grad school and get a Masters at a minimum if I wanted to get a job. In the same amount of time it would have taken me to go through grad school, I started my own business AND found my dream job — all without taking on tens of thousands of dollars worth of debt Grad school is not an answer to every young professional problem and don’t let anyone convince you otherwise. There are MANY paths to take, and not all of them will load you up with debt.

Doug Nordman.

Have you thought about joining the military? Can you keep living like a poor college student when you’re at your first paying job?

Plan to max out your 401(k) match and your IRA every year.

And I should add, be very frugal (stay with your parents if you can). New workers tends to think about how many hours they have to work to spend on stuff — they will almost always spend more money than they should thinking that way.

For more: Will The Military Pay off Your Student Loans?

Mindy Crary.

The most specific piece of advice I give graduates is put off living alone for as long as you can to keep housing costs down–you can rent a really nice room and co-share a home in Seattle easily for $600/month or less and have much more usable living space, in a nicer neighborhood that if you spend $800/month on a studio.

And as much as I LOVE pets, I urge people to put off acquiring furry family. Not only is it harder to find a living situation, but it’s an added expense when you’re trying to launch your career, get a handle on cash flow, etc. THEN I say, track cash flow, save and all of the other great tips the others will add.

Lance Cothern.

My advice? Before you go out spending a ton of money because you landed your first job, wait. Wait until you get at least two paychecks and you realize how much money is left after all of the taxes, deductions and other things that come out.

Then, make a list of priorities in your life. Things like financial security and retirement should be high on that list.

Then, after you’ve hit the essentials, budget in some money for fun and vacations and the like. A lot of your friends will be blowing every dollar they make and more. They’ll regret it in five years when they have nothing to show for it. You can spend some money, but don’t blow it all and have nothing to show for it.

Joel Wegner.

My senior year in undergrad, a professor (a retired finance consultant) gave us his advice on our first 8 financial goals:

  1. Pay Yourself First (Learn to live on 10% of your salary each month and your journey will be much easier).
  2. Start an Emergency Fund (3 months to start).
  3. Pay-off Debt (High Interest Rates).
  4. Invest in a Roth IRA.
  5. Invest in your employer-sponsored retirement plan (enough to be fully vested or 100% of the matching).
  6. Pay off Debt (Low Interest Rates).
  7. Save a downpayment for a house .
  8. Start investing.

Teresa Mears.

  1. Don’t go to graduate school until you have worked a while.
  2. Don’t get married before you’re 30.
  3. Travel and have adventures while you’re young (before you acquire apartment buildings or pets).
  4. Think about where you want to live.

Here’s my other unconventional advice: Unconventional Money Advice For New Grads.

What did the Twitter peeps share?

I also reached out to Twitter to see what you guys thought.

@InvestorJunkie: Stay home as long as you can, but save!

@Liquid_Independ: If possible don’t anchor yourself to one city/location. Chance of landing a job increases if you’re willing to move.

@Yesiamcheap: Don’t move out! Stay with mom and dad and pay student loans off NOW.

@MotherWouldKnow: Stay flexible in your dreams & your outlook. Adapt to changing situations, look at jobs, potential partners w/out preconception

@Jjeffrose: Take inventory of all your Facebook pics. Employers don’t consider handstand holds on a keg a skill on your rĂ©sumĂ©.

@SimonZhen: Spend as you did before you graduated!

Martin’s note: This post was originally published on May 10, 2013. I’m going to update it every year or so with additional thoughts as I make more friends and figure out this life thing a little more.

What life/financial/career advice would you give to someone that’s just finishing college? What would you do differently in your 20s?

How Do I Accomplish Financial Goals in My 20s While Enjoying Life?

What to do after college

“I think your 20s are the hardest part of life. I mean, everyone goes on about how hard it is to be a teenager, but actually I think it’s tougher to be in your 20s because you’re expected to be a grownup and expected to earn your own living and be successful and I think you feel like a kid still.” — Nigel Cole

I’m here to help you save your first $1,000, plan your first trip, and reach financial freedom in your 20s because life’s too short to be broke and boring.

When’s the last time that you were truly happy with your progress?

I used to always make excuses and just hope that things would get better. That sort of thinking sadly gets you nowhere. You already know that. You’re just not ready to commit to making changes. And that’s cool because I’m here to fix that.

Somehow at 17 I decided to open up a retirement account and a new savings account. I decided to get serious about my money. I knew that if I wanted to save any money or see any results, I had to take matters into my own hands. I also knew that I sucked at saving money. Whenever I got paid I would hit the mall and come back with sweet new shoes. What I didn’t come back with was money in my checking account. I was a broke joke who dressed well and ate out.

So what did I do? I setup automatic withdrawals from my account so that money would be put away whenever I got paid.

If I never made this money, I would have never saved any money. By focusing on savings, I also avoided debt because I became very greedy. Sadly, I don’t have a feel-good debt comeback story. I’ve always just been greedy and wanted money. I also wanted freedom, which is why I worked like an animal when I was in college.

After writing about finance for over six years years, I’ve seen many of the same questions and problems.

The following question is likely on your mind:

How do I accomplish my financial goals in my 20s without missing out on the fun?

Yes, I know that nobody uses the phrase “financial goals,” so let’s get specific. What goals do you want to accomplish? They likely involve:

  • Getting out of debt.
  • Finally saving $1,000.
  • Making more money.
  • Planning a trip.
  • Being happy.
  • Less stress.
  • Being free from a crappy job/toxic lifestyle.

I believe in actionable steps and specific goals. This is why I want to help you solve your pressing problems.

I put together the best free email course on the market.

What are the topics in this email course on reaching financial freedom? 

  • The importance of your attitude.
  • Why you need to invest in yourself.
  • How you can crush that debt.
  • Powerful ways to save money.
  • The cure for boredom.
  • How to plan a trip.

You’re going to receive some of my premium guides, this free email course, and access to me.

How I saved up for a trip when I was 18.

I used to think that only the rich could travel. I always thought that I couldn’t afford to go away and that I would just be stuck being average.

Then my first winter of school, I realized that I really wanted to get away.

But how could I afford to do this?

I played around with a calculator and figured out that I could go on a trip if I put away $20 a week. After a year this would add up to just over a grand. What’s $20 a week? It’s pretty much nothing. That’s what most of us spending on coffee or some frivolous purchase.

So I slowly put the money away and went wild in Cuba!

The point here is this:  If you wake up and hope for the best, then you’re going to keep on getting what you’ve been getting. Hope is NOT a game plan.

You looking to conquer your goals finally?

Watch the video below. Leave me your email. Get the financial freedom course for free.

We will be covering specific and actionable goals in the next few weeks. This isn’t all about feel-good quotes. Your sorry self is finally going to pay that debt off, plan that first trip, or save $100. You might even get the motivation to escape the friend zone.

“I used to drive around, look at the big houses, and imagine what it would be like to live there and use that as motivation.” — Mark Cuban

Stop loitering. Grab our FREE email course. The 7 steps to financial freedom by 30!

Cheers to financial freedom (or having enough beer money for next weekend)!

5 Steps to Get You Hired as an English Teacher Abroad

Teaching English Abroad

College is a time for difficult decisions. You want to have fun and enjoy yourself, but the looming worry of life after graduation always seems to interrupt the fun. You have to figure out what to do after college and how you’re going to pay for college.

With unemployment around 10%, according to the Bureau of Labor Statistics, post-college jobs are tough to come by and many grads are finding the situation incredibly frustrating as they stay unemployed or under-employed for months after graduation.

One post-graduation option that more college students are pursuing is teaching English abroad.

From Japan to Africa to eastern Europe, English teaching positions are available to native English speakers with often little or no formal teaching experience.

Once again, no, you don’t have to be an education major to teach English abroad.

Teaching English abroad is the perfect chance to make some money, diversify your resume, and do some more traveling while you’re young and not pinned down with kids, mortgages, and careers.

But just being able to speak English won’t guarantee you a job. You have to show foreign companies and, more importantly, interviewers why you stand out and deserve to teach in their country.

Here are 5 important steps you need to take as a college student to make yourself more marketable as an English teacher abroad.

[Note from Martin: This post was originally published on 01/11/2010 by Austin, who teaches English in Japan. I wanted to repost this with some added thoughts. Teaching abroad is the perfect option for those who want to travel in their 20s, but can’t afford it.]

1) Join an international club.

Almost every college has an international club that is run through the Office of International Programs – the people who organize and run the study abroad program.

International clubs are great because they don’t require a lot of your time and energy, but they’re a lot of fun. There are often cultural field trips, parties, and other events that you can attend where you’ll meet a lot of different people and learn about different parts of the world.

Often your colleges international students will join the international club which is the perfect chance to learn about other countries, other cultures, and to ask questions about possible places to teach English abroad after graduation.

These international students are the ones who put themselves out there to travel the world and learn English so they’re often fascinating people who can easily turn into lifetime friends. Not to mention, connections for future places to stay when you travel in the future.

International clubs are also great conversation bits in future interviews and they’re something you can mention in your resume.

2) Take classes that relate to countries you may want to teach in.

I went to a small school of 3,500 people and we still had tons of classes that centered around specific countries like Russia, Japan, or Germany.

If you have some room in your schedule, sign up for a course about one country. The professor will probably be a fanatic about the country and you’ll get to learn the ins and outs of the country. Often students will have traveled to the country as well, and you’ll get to bounce questions off them about daily life in the country, the economy, travel options, culture, etc.

Don’t be picky about which class to choose. Far too often we think we know what we want in our lives, but it’s the unexpected bolts of interest that guide our lives. Take a class about South Korea or Brazil. Who knows what you may learn? You may fall in love with the country and find yourself living there in a couple of years.

If you’re lucky enough to find a country you love and you want to teach there someday, this class can be mentioned in your interview as the “A-HA!” moment that made you apply. Trust me, the interviewers will eat that up.

Teaching English Overseas

3) Study abroad/vacation/winter break trip to any country.

This is the most important step if you want to really teach abroad.

Traveling to other countries – specifically ones that are much different than your own – will show interviewers that you have the guts to step outside of your culture and the interest to learn about other ways of life.

If you want to dramatically improve your chances of teaching abroad, you must travel in your twenties.

Do whatever you can to get abroad while you’re in college. Study abroad programs are great because they give you a chance to live somewhere for an extended period of time and you’ll get to test the waters and see if you could live there for a year or two.

I studied for seven weeks in Japan on a friend’s suggestion, and now I’ve been here for five months teaching English and will probably be here for another two years. It’s funny how things work out that way.

Traveling abroad can also show you if you really love traveling or you’re just romanticizing going to faraway lands. It’s okay to hate it. It’s okay to realize you never want to leave your home country and that foreign foods creep you out. But it’s better to make this decision as a twenty-year old than always wondering “what if” for the rest of your life.

4) Volunteer/work for international organizations.

This is another step that makes you incredibly marketable to future foreign companies as an English speaker. If you can locate local international groups or companies in your community and either work part-time, intern, or volunteer you’ll be able to talk about this in a future interview.

For example, my friend who is having a hard time landing a full-time job after graduation is interning at a college’s Office of International Programs and volunteering at his town’s culture center. He approached both organizations and offered his services for free along with some ideas of ways he could help. Both groups said yes, and now he’s getting great international experience doing a variety of tasks.

It doesn’t have to be a thirty hours-a-week job, but it could be a Sunday afternoon volunteer session. Anything that can get you international experience will make you more marketable and make your resume stick out from the rest.

Talk to your school’s Office of International Programs to see if they know of any opportunities in your community. If all else fails, Google it and see what you can find.

5) Take language classes or self-learn.

[Must read: The Studenomics MBA.]

The sign of someone who really loves a country, is when they’ll commit themselves to learning that nation’s language. Just like classes that revolve around countries, if you have some open space in your schedule, sign-up for a language course in a country your interested in and see what it’s like.

You may struggle, you may hate it, but if you get through it you’ll be able to show companies how dedicated you are to their culture.

Your language experience will also give you a leg up when you actually live in that country. Even though you’ll be teaching English as a second language, knowing even elementary phrases will help you go a long way.

Teaching English in Korea

It’s important to realize that more and more graduates are applying to teach abroad. Don’t bank on the fact that you have a 3.6 GPA and you’re a double-major. If you have no connections to international life, you probably won’t be hired.

The extent of your experience can vary, but don’t let the international opportunities your college provides pass you by.

[Read More: Failure to Launch No More. This book is going to help you get out of your comfort zone so that you finally launch.]

Get yourself out there, meet some people, learn about other ways of life, and you may just find yourself living in a foreign country teaching English someday.

A Unique Side Hustle That’s Going to Inspire You

Do you enjoy traveling? Would you like to make more money on the side? I certainly have a treat for you today. I welcome Mike Choi of I Fly With Miles to Studenomics today to talk about his side hustle: Frequent Flyer Miles Booking Service.

My side hustle is a service that assists people redeem their own frequent flyer miles because quite frankly, navigating the rules and terms of any frequent flyer mile program is confusing to most people who don’t have a lot of time to research themselves.

Most of the frequent flyer mile bookings through my service is for international destinations.

How did I start?

I was aware of other people offering a frequent flyer miles redemption service, but didn’t think anything of it. I took action about a year later when US Airways Dividend Miles was offering promotional bonus miles by completing certain activities. One of the activities was to sign-up for a domain name. I didn’t give much thought for a domain name because I was simply registering a domain name for the miles and ended up with iflywithmiles.com

A few months later, a then colleague wanted to learn how to make a website. Rather than have him aimlessly making a website, I suggest making a website using my domain name geared towards helping people redeem their frequent flyer miles. After all, I was really passionate about traveling and have redeemed frequent flyer miles for my trip and for friends that needed help.

About a month later, the site went live and over the course of the next few weeks and until now, I receive e-mails requesting assistance with various airline miles.

What keeps me motivated?

I travel a lot myself and have on the ground experience transiting through airports and transferring to downtown or CBD of major cities. With my own personal experience, I can transfer that knowledge to better understand my client needs

Additionally, it’s self-rewarding. As a direct result of my help, I touch people’s lives and bring a level of enjoyment through travel. I think that’s something that I didn’t get to experience in my previous jobs.

[Must read: Everything you could want to know about travel.]

What’s the positive aspect?

There are numerous of positive aspects with having this side hustle. Here’s a few I can think of:

It’s a source of income while I travel and the best part is that I can work wherever there is a decently fast Internet connection.

It’s always interesting to see where people want to go with their miles. There are a few destinations that people tend to gravitate towards (Europe).

The additional income was also a great way to diversify income when I was working full-time.

What are the start-up costs?

My start up costs were low.

I bought a domain for the sole purpose of earning frequent flyer miles. The site design was free thanks to my colleague at the time. The hosting is a flat yearly fee, which is covered by the operations.

Time is another sunk cost. I’ve put in a lot of time adding a blog section to match what my colleague did for free so I didn’t have to re-invent the wheel in the design aspect.

What are the goals?

I partnered up with my friend Melissa who I known for several years to help handle requests/e-mails when I’m away and contribute to the blog section. With the addition of the blog, I hope to create more authority and more consistent traffic to grow the site.

Any final thoughts?

Martin is all about hustling to make money. I thought I share mine so that readers can get a sense of inspiration to think of new and unique services to supplement their income.

The side hustle doesn’t need to be an online venture, it could be something that could fill a local market demand even if it’s for a short time frame.

I much rather test an idea and fail than not pursue anything at all.

I remember when I was in Cairns, Australia. I met this one girl from England in Australia on a working visa. She told me her story about how hard it was finding job and I suggested starting her own hustle. The sun in Australia is especially strong and suggested she get some sun cream and a billboard offering to apply sunscreen on the backs of paying individuals.

What guy would turn away this offer? She thought it was pretty funny, but didn’t cash in on the opportunity.

A side hustle is all about finding that opportunity and stepping out of your comfort zone a bit.

What’s your side hustle?

Why Being in The Friend Zone Will Ruin Your Finances

How to get out of the friend zone

“I like you as a friend.”

This statement will ruin your finances right now. This statement will also naturally ruin your love life.

I firmly believe that college students, young professionals, and 20-somethings are damaging their bank accounts on a daily basis by living life in the friend zone.

What’s the friend zone? According to Wikipedia:

“In popular culture, friend zone refers to a platonic relationship wherein one person, most commonly a man, wishes to enter into a romantic or sexual relationship, while the other does not. It’s generally considered to be an undesirable or dreaded situation by the lovelorn person.”

We talk about financial freedom on Studenomics. We’ve covered some deep details. We’ve also disccused the economics of your love life because the reality is that you’re going to fall in love in your 20s. Most personal finance authors are married and boring. I’m neither of those things.

I’m fairly realistic. Odds are that we’re all going to get married one day. I’m willing to accept that. Until we get there, we need to get a hold of our finances so that we can reach our goals.

If you’re single, you’ve likely dealt with being in the friend zone.

You know how the story goes. You tell a girl you like her after waiting forever. She responds with, “I like you as a friend.” Ouch!

Why are you in the friend zone?

  • Time.
  • You followed the rules.
  • You didn’t change anything about yourself.
  • You’re not a closer. You’re a poser.
  • General fear.
  • Comfort zone.
  • Lack of audacity.
  • Fear of failure.
  • You listened to the wrong people.

You’re here because you want a different life. I’m not trying to put you down for your past mistakes. I want to help you get out of debt while you simultaneously blast out of the friend zone.

Why will the friend zone ruin your finances?

Escape The Friend Zone

There are actually a million reasons (I counted) for why living life in the friend zone will ruin your finances. The obvious reason is that you’re love sick and mad at the world.

The main reasons are:

  • You have no focus.
  • You’re not confident.
  • You don’t go after what you want.
  • You’re a backup plan.
  • You can’t sell yourself.
  • You spend your money foolishly because you’re angry.
  • You lose out on opportunities to make big money because you’re afraid of launching.

Why would you want to shoot yourself in the foot with your own gun?

How do you get out of the friend zone?

The friend zone is just like debt. You need to avoid it from the start. Once you get in, you’re stuck for a LONG time. From there, everything could get even worse if you don’t have a plan. Since I don’t want to make you feel any worse, let’s move on.

The steps for getting out of the friend zone go like:

  1. Avoid the friend zone.
  2. Have a game plan.
  3. Let your intentions be known.
  4. Ruthlessly go after what you want (career, love, business, and goals).
  5. Be bold.
  6. Risk failure.
  7. Learn from your failures and move on.
  8. Ignore all distractions.

If you can’t ask out the person you’re crazy about, how do you plan on paying off debt or finding a freelancing client?

Do you think you can be financially free by 30 if you can’t even get a date?

You need to break from the friend zone of life. You need to become known as the person that launches. You can’t be afraid of launching because the world will pass you by and you’re going to be angry for letting this happen.

Are you ready to launch?

I’m calling you out. Are you going to keep on complaining or will you follow up on your goals? Your move. I want you to check out my book below. Failure to Launch No More has 18 five star reviews and the readers are raving. Don’t believe me? Check out the page on Amazon to see some of the reviews.

Failure to launch no more

“If you can embrace the idea that your success and happiness are tied up in defeating the fear that’s holding you back, you’re 90 percent of the way to where you need to go, because no, we’re not kids, and no, this is not a bike.” — Seth Godin