Personal Finance

The other day I brought up the interesting discussion about if a second source of income is worth your time and effort. Today I wanted to bring up my thoughts on a very similar argument: should you optimize your spending or try to earn more money? For the sake of not getting repetitive I will […]

Lets face it living on your own will hurt you greatly when it comes to finances. Living at home is very easy to exploit by saving a larger chunk of your earnings. So how is one to transition from living at home to living on their own? The answer is pretend you are living on

I received my income tax refund the other week and it was a whopping total of $65! Well I shouldn’t be complaining because a little bit of money is better than no money or even worse- having to return money. Tax returns are always fun for me because I have encountered so many young people

I was working on an article for today until I read a comment on one of my posts that had me switch gears. Long time Studenomics reader Craig made an interesting point: “Good recommendation is not to go shopping when you are emotional, both happy or sad. Either way could lead to spending more, although

Whether you enjoy reading books, watching mixed martial arts (like myself), or collecting hockey cards we all have a hobby that could potentially cost us thousands and thousands of dollars as years go by. There is nothing wrong with being passionate about your hobbies, but do you ever check your bank account and find out